Upload Invoice. Unlock Captial

Are you tired of hearing these answers when looking for finance to grow your business?

A digital platform enabling collateral free-financing based on GST invoice data.

Optimize your working capital with hassle-free onboarding and quick disbursements.

Benefits of Krediq

Krediq empowers businesses by providing enhanced cash flow management, strengthening supplier relationships, and offering a competitive edge. It contributes to building a resilient and efficient supply chain, benefiting all parties involved.
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Collateral-Free

Your business relationships and invoices are your collateral. Free-up locked collaterals.
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Improve Cash Flow

Secure early payments on your invoices & improve your cash-conversion cycle.
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Strengthen Relationships

Provide favorable credit terms to your suppliers with our vendor financing program.
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Quick Processing

Funds when you need it, real quick! based on our digital onboarding feature.
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Digital Platform

Keep track of your invoices, payments, interest costs & various other metrics through our platform.
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Easy Documentation

Choice of providing all required documentation digitally in an easy and efficient manner.

Process of Krediq

We don't keep you waiting for long. A simple 4-step process to start getting early payments on your invoices!
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Apply online

Complete our 100% online application form

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Credit analysis

We will evaluate your application and sanction a fair credit limit

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Onboard and upload invoice

Onboard to our digital platform and upload invoices

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Receive payment

Receive payment of your invoices within 24 hours as per the credit terms

Convinced already ? Want to know more about which invoice financing program would suit you. Talk to our experts!

Who we are ?

Krediq Financial Technologies is a fintech company that is a neo-bank delivering cutting-edge financing solutions for medium and small enterprises. Pioneers in offering vendor-financing (reverse-factoring) programs and invoice discounting programs for MSMEs.

At Krediq, our vision is to empower small and medium businesses by enabling easy access to low-risk credit based on their existing trade relationships and revenues.
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Empowering SMEs with seamless invoice financing, turning financial challenges into opportunities for growth in the digital age.

FAQs

Krediq empowers MSME businesses by offering robust, and collateral-free invoice financing solutions like Reverse Factoring (also referred to as Vendor Financing) and Receivable Financing.

Vendor Financing is a seamless financial arrangement crafted between the lender, buyer/anchor, and seller/vendor. In this innovative solution, the lender pays the vendor in advance for the receivables owed by the anchor, based on verified invoices approved by the anchor. At Krediq, embrace a hassle-free approach to managing your cash flow with Vendor Financing.

Receivable Financing, commonly known as Invoice Discounting, is a dynamic financial arrangement that allows sellers to unlock the funds of their invoices which are due at a later date. By partnering with Krediq, sellers receive prompt payment for their invoices, offering a pathway to expedite business growth and optimize cash flow.

Unlock the full potential of Reverse Factoring, a transformative solution that empowers buyers to optimize payment terms with suppliers, granting opportunities for extension, negotiation of discounts, and nurturing stronger relationships while reducing procurement costs. Meanwhile, sellers reap the benefits of collateral-free financing and gain access to early invoice payments, resulting in a significant boost to their cash flow. A unique advantage of Reverse Factoring lies in its discreet impact on both the buyer and seller's balance sheets, ensuring it remains unreported as a loan. Experience the mutual benefits of this innovative financial strategy without impacting your financial statements.

Please contact Krediq customer support team on +91 9962008950. or write to us on info@krediq.com

Krediq offers competitive interest rates for both reverse factoring and receivable financing, starting as low as 12% per annum. Our rates are tailored to match the credit profile and ratings of all parties involved, ensuring a seamless and favorable experience for everyone. Unlock the power of flexible and rewarding financing options with Krediq today.

Krediq has partnered with a renowned RBI licensed NBFC. Our partnership enables us to extend top-notch financing solutions to small and medium enterprises (SMEs) all across India. Embrace the future of seamless and reliable financing with Krediq to empower your business growth and success.

At Krediq, we take pride in providing an exceptional customer experience through our user-friendly dashboard and timely alerts. Stay informed effortlessly as our intuitive platform keeps you updated on upcoming payments and receipts, allowing you to plan your cash flow with confidence. With Krediq's innovative tools at your fingertips, managing your finances has never been more seamless and efficient.

Once you've successfully completed the onboarding process, get ready to experience the true convenience of Krediq's services. Upon uploading your invoices to our portal, you can expect early payment within 24 hours. Rest assured that your payment will be expedited promptly, subject to approval by the buyer in the case of reverse factoring. Say goodbye to long waiting periods and embrace the efficiency of swift, hassle-free transactions with Krediq. Your financial journey has never been smoother!

Our Invoice Financing solutions are offered without the need for any collateral.

Welcome to Krediq, where simplicity meets innovation in our onboarding process. Experience the ease of going fully digital with minimal documentation, making the journey seamless and hassle-free. Our cutting-edge digital platform empowers you to secure collateral-free financing without the need to leave the comfort of your office. And that's not all – our customer service goes above and beyond to ensure you feel awestruck with each interaction. Embrace a new era of financing with Krediq, where convenience and excellence converge to elevate your financial experience.